which statement is true about accepting referral fees?Blog

which statement is true about accepting referral fees?

1PilotproductionNone632Selectchannelsofdistrib. Frank Douglas, CFA and Carl Sheen, CFA are researching the coal mining industry in Australia. which statement is true about accepting referral fees? a) Proceeds from tax exempt mortgage revenue bonds b) Private investors c) HUD funding d) Proceeds from state sales taxes. Mortgage recording fee b) the mortgage must be held by the originator until all terms have been meet. 5) Jim has a loan where the entire payment amount goes to the interest owed? b) All parties to the contact must initial the changes. c) debits to the buyer. a) Window Loan b) Home Equity Loan c) Reverse Annuity Mortgage d) Blanket Loan. c) will be a debit to the seller. Explain. a) A listing agreement b) A personal services agreement c) A sale contract d) An option to buy. What type of lease did Jim sign? c) Amanda must deposit the money in the Lawyers' Fund. woolworths cash flow statement; how many buddhas are there in the world. d) Amanda has done nothing wrong. Track employee referrals. Draft appropriate note disclosures for Transits financial statements at December 31, 2021, for each of the five items described. This action is based on which mortgage feature? d) It is permissible in amounts under $50. c) A chronology of successive owners of record of a parcel of real estate. This may happen if counselors cannot accept the client for some (appropriate) reason or, if after some treatment has occurred, the client's needs have changed. b) contain default penalties. Which statement is true about accepting referral fees? The observed frequencies resulting from the experiment are shown in the accompanying table, and the null hypothesis to be tested is as follows: H0:p1=.1,p2=.2,p3=.3,p4=.2,p5=.2H_0: \quad p_1=.1, p_2=.2, p_3=.3, p_4=.2, p_5=.2 Once on The New York Times website, go to the Business section. b) A borrower can get a conventional loan with a lower down payment by insuring the loan through private mortgage insurance. Midwest Enterprises made the following entry on December 31, 2017. Assume that the company expects sales of each product to increase to 64,000 units next year with no change in unit sales price. Accepting both the travel expense coverage and the event invitation. Cell12345Frequency2464847256\begin{array}{lrrrrr}\text { Cell } & 1 & 2 & 3 & 4 & 5 \\ \text { Frequency } & 24 & 64 & 84 & 72 & 56\end{array} b) neither an instrument of conveyance nor contract. c) for a lender in a market that is decreasing in value. Transits accounts payable and accruals were$43 million. Vous pouvez nous contacter ou prendre un rendez-vous avec un de nos conseillers via le formulaire ci-dessous: TCA, Accompagne tous vos projets en offrant des solutions et des services conus pour rpondre aux besoins uniques de votre entreprise. The staff is a true team and a total joy. c) A certificate issued by the property owner that indicates that the building is in proper condition to be occupied. 1) In the event of default by the purchaser, the lender has the right to bring legal action through the courts to satisfy the debt. 7) A prospective homebuyer submits a signed offer to buy a house with the condition that the seller pays financing points at closing. A typical referral fee for a real estate transaction is 25% of the gross commission received by the side representing the principal you referred. If the closing is set for October 15, using the 365-day method, how much of the taxes will be credited to the buyer? c) A borrower can get a VA loan with a lower down payment by insuring the loan through private mortgage insurance. c) A borrower can request the cancellation of PMI payments when the equity reaches 20% of the purchase price. Which document transfers property to the buyer? a) both an instrument of conveyance and a contract. Victim information. which he or she is practicing. a) Attachment b) Covenant of seisin c) Promissory Note d) Defeasance clause. d) no money down. 1) What is an important legal feature of a contract? c) It's still an offer. a) The buyer may not revoke the offer in such a short period of time. Refer to Exercise $2.27$ (p. 60 ) and the data on average math SAT scores for each of the 50 states and District of Columbia for the years 2014 and 2010. c) A borrower can request the cancellation of PMI payments when the equity reaches 20% of the purchase price. The following is information on liabilities of Transit at December 31, 2021. 5) Mike signed a rental agreement for his friend Norm. 4) What is the purpose of the Lawyers' Fund? Transactions with a final sales price of less than or equal to $150,000 have a lower referral fee than homes priced greater than $150,000. 1) What is another term used to describe a promissory note? b) after 5 years of loan payments. 5. a) Sale price of the property b) The amount of the mortgage c) The sale price minus the earnest money deposit d) The seller's profit on the sale. d) A certificate issued by the mortgage holder that indicates that the building is in proper condition to be occupied. a referral fee) where the following elements are met: A. b) They are always a debit to the seller and a credit to the buyer. A real estate licensee may share costs . | :--- | :---: | :---: | Transit has outstanding 6.5% bonds with a face amount of $90 million. c) Sara can use a binder but not a sales contract. a) PMI Federal Act b) Homeowners Protection Act c) RESPA d) Interest Payment Act. c) It is forbidden under any circumstances. b) 5 percent of the loan amount. 14) Ruth must deposit $1,113.45 in to a FHA-backed escrow account. . A. What type tenant is Mary? a) The lender calculates what's owed and tells the buyer what to bring. d) states that a lawyer can rescind the contract terms within 10 days of contract approval. a) A certificate issued by a local building department that indicates that the building is in proper condition to be occupied. Which of the following is TRUE regarding the recording of a deed? Another purpose is to eliminate kickbacks and referral fees that increase unnecessarily the costs of certain . b) title insurance. a) Credit b) Proration c) Debit d) Reimbursement. b) All the parties must initial the changes. 462 - Unit 10:, Fundamentals of Financial Management, Concise Edition, Donald E. Kieso, Jerry J. Weygandt, Terry D. Warfield. Advise the client of the right to refuse the medication Persuade the facility to accept the client on a trial basis Discuss the referral problem with the psychiatrist and team Request a conference with the halfway house administrator. The bill is $39.00 per quarter. Nature of Commissions Commissions paid to a CPA for recommending or referring a person to the products or services of others could involve the following: 1 of 10 - Which of the following statements is NOT true regarding a broker acting as an escrow agent? Outstanding check _________ c. Invoice ________ d. Voucher, Assume that you are manufacturing deed. d) property inspection. d) denied. d) It's an invalid offer. C. The broker must conduct the escrow personally and not delegate any escrow activities. Welcome to the Northern Ireland Assembly web site, which was set up to inform interested viewers of the day-to-day business and historical background of devolved Government in Northern Ireland. c) It is not voidable. c. Find the average amount raised over the five years shown. | State | 2014 | 2010 | 8) Which of the following summarizes the general terms of a ground lease? Which of the following is not an item that a buyer usually pays at closing? A $30 million 8% bank loan is payable on October 31, 2024. a) Estate for years b) Estate at will c) Estate from period to period d) Estate at sufferance. d) require higher down payments than government-backed loans require. a) Wraparound Loan b) Bridge Loan c) Swing Loan d) Ancillary Loan. Referral fees vary based on final sales price. buffalo news circulation department / what makes cookies chewy. **State SAT scores**. Determine the total stockholders equity at the end of Years 1, 2, and 3. Referral fees permitted for lawyers. It could be a violation of state licensing laws. 1) Buyer Bill has agreed to pay for a computer system after all hardware has been installed and operational. Vous pouvez nous joindre par mail ou par tlphone, nous sommes votre disposition afin dtudier avec vous votre projet et vous proposer une solution adapte la dimension de votre projet. Which statement is true about accepting referral fees? It is not a legal requirement that a deed be recorded in the County Clerk's office. Lenders. The most important document at closing is the Chpt. c) a misdemeanor. What type of lease does Jim have? +P-Plate approval status is provided as a guide only, using data sourced from a variety of government and industry based sources. a) A borrower can reduce monthly interest rate payments over the life of the loan by getting private mortgage insurance. b) All parties to the contact must initial the changes. 8 of 10 - RESPA applies to all of the following EXCEPT which? It is permissible in amounts under $50. At the Mortgage Servicing Disclosure Statement. The purchase agreement generally will provide when the closing should happen, although the parties can adjust the date. A reasonable cause for payment means: An actual introduction of business has been made; A contractual referral fee relationships exists; or. a) Interest is based on a yearly prorated amount on the remaining principal. Accepting the event invitation but refusing the travel expense coverage. It could be a violation of state licensing laws. a) Description of the Address b) Description of the Area c) Description of the Premises d) Rental Location. 5) What is a lead-based paint disclosure used for? b) The buyer's agent tells the seller's agent. Purchase order _______ b. ", a) A tenant's requirement to comply with contract obligations b) A landlord's obligation to provide the tenant with egress c) A landlord's obligation to provide the tenant with reasonable privacy and freedom from interference d) A tenant's requirement to allow access for inspections and repairs. a) Margin b) Index c) Payment cap d) Rate cap. 5) In which type of loan is the payment allocated only to interest? a) Apportionments b) Debits & Credits c) Terms of Payment d) Exclusions. Tunis, TUNISIE. d) A borrower can get a loan with a higher down payment by insuring the loan through private mortgage insurance. b) The mortgage contingency clause is not valid. What action has Bill taken regarding his lease requirement? d) She can use this contract as long as it contains an attorney review clause. survey. 3. Payment by or to a physician or health care institution solely for referral of a patient is fee splitting and is unethical. a) Inherently long-term leases b) Inherently short-term leases c) Tax advantage limitations d) Reduction in finance options. c) A chronology of successive owners of record of a parcel of real estate. c) The tenant goes out of business. a) Accounts Payable b) Summary Balance c) Accounts Receivables d) Impound AccountD. (Assume it is not a leap year and the day of closing belongs to the seller. 3) Which statement best defines the concept of "quiet enjoyment? a) It's an accepted offer; therefore a valid contract. Which form of the behavioral perspective learning styles is based on learning through imitation? Transits fiscal year ends on December 31. 10) Taxes on the property Buyer Alan is purchasing are $3,200 due on December 31. 6) Which of the following contracts must be in writing to be enforceable? 2) If an attorney make changes to an offer, what action should follow? 7) A buyer submits an offer to a seller. a) Receipt b) Contract for sale c) Agreement d) Purchase offer. 4) Tim and Laura signed a sales contract with a mortgage contingency clause. Rule 1.5 (e) specifically governs referral fees between attorneys, and spells out certain . Money that the buyer or seller needs to pay at closing is called what? 3) Which of these is a common property description? b) are less flexible than government-backed loans . 2) Mark gets a home loan and the lender will charge him 3 points at closing. License law specifically provides that a licensee can be sanctioned for "paying a commission or compensation to any person for performing the services of a real estate licensee who has not first secured the appropriate license" from . 4) Which of these items is not included in a lease agreement? a) require lower down payments than government-backed loans require. 7) What contract provision shows a division of expenses between buyers and sellers? Il semble que rien na t trouv cet emplacement. c) open. 3) Recording the deed is done through which of these? . A real estate broker may suggest an escrow holder if requested . c) The sellers must give them an extension to secure the loan. The table gives the amount raised by Key Club members and the number of Key Club t-shirts sold at Meadow East High School for given years. a) a 1 percent down payment. 6) RESPA applies to all of the following EXCEPT which? Compare it to the original regression line you found in part b. a) Right of first refusal b) First right to buy c) Right to resend d) Right to counteroffer. d) after 7 years of loan payments. 5) Which of the following is one of the purposes of the Lawyers' Fund? d) A sublease conveys the entire leasehold interest. a. 3) Which mortgage clause requires a borrower to maintain the physical condition of the mortgaged property? Which statement is true about accepting referral fees? We offer something different to local and foreign patrons and ensure you enjoy a memorable food experience every time. a) Preservation and Repair of Property b) Preservation and Maintenance of Property c) Property Order d) Borrower's Duties. In a criminal case, a person may be fined up to ten thousand ($10,000.00) dollars and imprisoned for up to one year. He is quick witted and cares deeply about his patients and his results. \end{array} a) Estate for years b) Estate from period to period c) Estate at will d) Estate at sufferance. 9: National Brokerage: closing:Quiz, Ch. d) it may also restrict some uses. d) carry prepayment penalties, while government-backed loans do not. It could be a violation of state licensing laws. Taxes on the property Buyer Alan is purchasing are $3,200 due on December 31. b) It's an invalid contract. What does a demand feature mean in a mortgage loan? d) Involuntary conveyance of title by statutory rules of descent. Explain. a) A parol contract b) A six-month lease c) A two-year lease d) An executory contract. 6) Buyers Jim and Jan are closing on a home later this month. Which document transfers property to the buyer? b) If the party who has reason to disaffirm the contract elects instead to perform it. 2) Fred reclaimed a foreclosed property by paying off owed amounts, including interest and costs? The PBA prohibits the offer to pay or payment (or receipt) of "a commission, benefit, bonus, rebate, kickback, or bribe, directly or indirectly, in cash or in kind" in exchange for the "referral of a patient to or from a health care provider or facility.". b) The optionor must perform if the optionee takes the option, but the optionee is under no obligation to do so. Assign the value to r. Find the average number of shirts sold over the five years shown. c) A sublease does not convey any of the leasehold interest. Question: Which of the following statements is TRUE? a) To make a down payment on a motor home b) To refinance an existing home loan c) To buy a manufactured home d) To refinance a manufactured home loan in order to acquire a lot. c) a promise note. Proof of ownership of a property is called what? another country. 20 reviews of Beacon Dentistry "Great office, great team, excellent communication. a) estates at will. 12-61-203.5. b) Interest is determined by the debt-to-loan ratio. b) It could be a violation of state licensing laws. A patron at a restaurant is agreeing to a(n). Market conditions are such that the call option is not expected to be exercised. b) is also called an exclusive freehold estate. (a) A lawyer shall not make an agreement for, charge, or collect an unreasonable fee or an unreasonable amount for expenses. B. 2) Which statement about the Torrens system is FALSE? b) It could be a violation of state licensing laws. a) the lender must have a reserve balance on hand to cover the loan amount. d) subject to review by a panel of peers. 7) Which kind of lease increases at specified intervals? a) The list of all parties who have ever owned real estate. Which of these would be a CREDIT to the seller at closing? Lowes recently reported the following endof-year balance sheet data (in millions): Year3Year2Year1Totalassets$32,732$32,666$33,559Totalliabilities20,87918,80917,026\begin{array}{l l r rr} d) The real estate must be appraised by an approved FHA appraiser. 9) PMI loans made after July 1999 are now regulated by Federal law. Under Rule 1.1 of the Model Rules, for example, "lawyers" can only refer to competent lawyers. Posted on 7 julio, 2022; By . c) Arbitrate prior to taking court action. c) If the seller accepted the offer, the buyer must perform. Of course, with any law there are exceptions. a) Amanda has illegally commingled the earnest money with her own money. a) voidable. Explain. a) Amanda has illegally commingled the earnest money with her own money. Some states may restrict the limiting charge when . a) To receive payment for the property b) To support the closing agent c) To deliver the title d) To pay the broker's commission, 2) The most important document at closing is the. | Wisconsin | 608 | 603 | 4) The Statute of Limitations requires that parties to a contract who have been damaged or who question the contract's provisions do what? 14 - Escrow and Title Insurance, PRINCIPLES Real Estate Practice Chapter 8, PRINCIPLES Real Estate Practice Chapter 15, PRINCIPLES Real Estate Practice Chapter 5, PRINCIPLES Real Estate Practice Chapter 16, PRINCIPLES Real Estate Practice Chapter 18, PRINCIPLES Real Estate Practice Chapter 17, PRINCIPLES Real Estate Practice Chapter 13, PRINCIPLES Real Estate Practice Chapter 12, Anderson's Business Law and the Legal Environment, Comprehensive Volume, David Twomey, Marianne Jennings, Stephanie Greene, 4.6 Homeostasis , hormones and endocrine syst. c) They are always a debit to one party and a credit to the other party for the same amount. bse odisha 10th result 2022 time June 25, 2022 June 25, 2022 By ; squid game dalgona candy game; which statement is true about accepting referral fees? b) Select a specific, limited course of action for recouping their losses. The RNA form consists of 8 sections: 1. 9 of 10 - Which statement is not true about opening escrows? c) is not a binding contract upon agreement. 8) PMI loans made after July 1999 require that the loan must be released. The escrow agent will subtract the total of the buyer's credits from the total debits and the result is what the buyer needs to bring. a) The potential buyer, the optionee, is obligated to buy the property once the option agreement is completed. Jason Lemkin outlines a strong example of how referral fees could work for your software business. However, unlike the AKS, this Florida statute is agnostic as to payer . Calculate the break-even point in dollar sales for each product. 1) Which one of the following documents is least like a binder? b) pay the real estate taxes. A coinsurance clause requires a homeowner to have what kind of insurance? \end{array} d) for a seller in a buyer's market. 12) Where on the Uniform Settlement Statement will you find the information that deals with the buyer's side of the transaction? In alan watts quotes on change; cooking with milk past expiration date . 5 - National Brokerage Pg. Fee for clearing the title a) a felony. On the Closure Disclosure form, homeowner's insurance and property taxes are classified as what? 3) A contract which neither party can enforce is called. 9) Which of these would be a CREDIT to the seller at closing? 2) If a real estate agent prepares a sales contract and an attorney makes modifications to it, which statement is TRUE? a) Revolving Lease b) Wholesale Lease c) Index Lease d) Leading Indicator Lease. Five stars and my thanks for making me feel like I am a special part of the Novak dental family." Amounts collected by the lender and held in a trust or impound account for future payment are called what? importance of productivity in business; July 7, 2022; It could be a violation of state licensing laws. a) A borrower cannot qualify for a conventional loan unless he or she can make a 20% down payment. and more. 1. 5) Which contract provision allows for the transfer of the contract to another person? | Alaska | 503 | 513 | 6) Paul's loan payment is the same amount each month. So if the buyer's agent had their client referred to them and they're paying a 25% referral fee, they would keep $7,500 and turn the remaining $2,500 over to the referring agent. This year, the company sold 50,000 units of each product. What is Jessica's share of the real estate taxes? What can be said about Norm's actions? Study with Quizlet and memorize flashcards containing terms like Which of the following is TRUE regarding the recording of a deed?, Which statement is true about accepting referral fees?, Money that the buyer or seller needs to pay at closing is called what? \text{Total liabilities}&{}&\text{20,879}&{}&\text{18,809}&{}&\text{17,026}\\ b) will be a credit to the buyer. b) It must use precise wording in a document. It is necessary to search public records to ascertain the status of title. a) Interest Only b) Balloon c) Amortized d) Adjustable rate. 3) Which of the following locations is the least likely place to hold a closing? \hline \text { Year } & 2006 & 2007 & 2008 & 2009 & 2010 \\ which statement is true about accepting referral fees? (Practice) Ch. d) accrued expenses. b) periodic estates. d) The original offer is legally terminated. 9) Sellers Glen and Jill are closing on their home sale next week. impound or reserve funds. 2. a) for a buyer who plans to own the property for a short time and believes the property will appreciate during that time. 5) Which statement is true about accepting referral fees? orissa to hyderabad distance how to get silver archetype mlb the show 21 how to do explosive behind the back 2k22 xbox bmw restoration specialists near me However, the AICPA is not precluded from requiring a CPA to disclose any commissions or referral fees. Where would he NOT go to make an application? Any payment of any kind, from any source for referring a patient other than distributions of a health care organization's revenues as permitted by law. c) The contract can be executed at no cost to the optionee. All real estate sales must be reported to the Internal Revenue Service after closing using a. If the closing is set for October 15, using the 365-day method, how much of the taxes will be credited to the buyer? A fee is based on whether or not the public accounting firm's audit report leads to the approval of the client's application for bank financing b. Referral fees should flow through the brokerage company to the associate. Attorneys can share referral fees with other attorneys, as long as they comply with the governing ethics rules. c) when the loan-to-value ratio reaches 78 percent. 13) Al is seeking an FHA loan. They have no shared costs. | Wyoming | 599 | 565 |. a) Open b) Balloon c) Fully Amortized d) Retraced. 9) How does a borrower use private mortgage insurance? Transit management intended to refinance$45 million of 7% notes that mature in May 2022. D. Written escrow instructions must include a statement with the broker's name, indicating he or she is a licensed real estate agent. What is the probability of completing the project in 25 periods? c) have more forms than government-backed loans. a) The tenant fails to pay rent. d) enforceable contract. Within three days of receiving a loan application, Chpt. a) require lower down payments than government-backed loans require. The Real Estate Settlement and Procedures Act (RESPA) of 1974 addresses kickbacks and made them illegal. a) Act within a statutory period. Unlicensed Employees Permitted Activities The use of unlicensed assistants and other unlicensed of - fice personnel in the real estate industry is very widespread and the Commission is frequently asked by licensees what It is not permissible for a licensed agent to RECEIVE a referral fee from any service provider to a transaction such as the Title Company, Lender or Appraiser. c) A notary must sign and stamp the changes. a) legal. program } & \text { None } & 4 & 2 \\ 4 & \text { Test market } & 1 & 4 & 2 \\ 5 & \text { Patent } & 1 & 10 & 5 \\ 6 & \text { Full production } & 4 & 16 & 10 \\ 7 & \text { Ad promotion } & 3 & 3 & 2 \\ 8 & \text { Release } & 2,5,6,7 & 2 & 1\end{array} Person as author : Boisson de Chazournes, Laurence In : Standard-setting in UNESCO, volume I: normative action in education, science and culture, essays in commemoration of the Sixtieth Anniversary of UNESCO, p. 51-72 Language : English Also available in : Franais Year of publication : 2007 Licence type : CC BY-SA 3.0 IGO book part a) Executory b) Lateral c) Executed d) Open Option, 2) A patron at a restaurant is agreeing to a(n). & \text { None } & 7 & 4 \\ 3 & \text { Develop mktg. Immeuble International City Center, Centre Urbain Nord 1082 El Mahrajen. Are referral fees effective? c) reduce the interest rate by 1/2 percent every 5 years. A listing broker who has already agreed to pay a commission to a cooperating brokerin the MLS, for exampleshould fill out the Ratification of Fee box. \text{Walking slowly } &&&&& 2 a) through verbal agreements. If the commission is 5%, then it amounts to $20,000. a) Backload loan b) Balloon c) Amortized d) Term mortgage, 6) An interest-only loan might be a good choice. FREC has not expanded this to include other situations. a) requires recording of a leasehold conveyance. which statement is true about accepting referral fees? a) Swing Loan b) Wraparound Loan c) Pillow Loan d) Ancillary Loan. The Farm and Ranch Contract has two sections related to fees: a Ratification of Fee and an Agreement for Payment of Brokers' Fees. 4) RESPA gives the buyer the right to review the completed settlement statement how long before closing? The seller's profit on the sale. 3) What is the most common form of property description? The seller disagrees, crosses out the points clause, then signs and returns the document to the buyer. In late February 2022, prior to the issuance of the 2021 financial statements, Transit negotiated a line of credit with a commercial bank for up to $40 million any time during 2022. a) tells all parties that the preprinted forms have been approved by an attorney. d) The tenant leases the ground from the landlord and owns the improvements. The Real Estate Settlement Procedures Act. 4) What is the customary down payment amount on residential property in New York? 1) Which type of lease has no automatic renewal? Which statement is true? Blanco prepares financial statements quarterly. On February 13, 2022, judgment was rendered against Transit in the amount of$53 million plus interest, a total of $54 million. Identify how prior period adjustments would be reported on the financial statements presented only for the current period. \begin{array}{lccc} Where would a borrower look to determine if the mortgage lender intends to service the loan or transfer it to another lender? a) Capacity to Contract b) Capacity of Age c) Legal Capacity d) Capacity to Render. RESPA Section 8(a) and Regulation X, 12 CFR 1024.14(b), prohibit giving or accepting a fee, kickback, or thing of value pursuant to an agreement or understanding (oral or otherwise), for referrals of business incident to or part of a settlement service involving a federally related mortgage loan. a) an index. Select one and provide the terms of the merger. (See Doing Business Internationally.). b) states that the contract is subject to the approval of each of the client_s attorneys. This would violate federal RESPA rules as it is considered a conflict of interest. 1. accept commission-based compensation for defined services, as long as the fees are disclosed in writing and various prohibited services are not performed. a) for a buyer who plans to own the property for a short time and believes the property will appreciate during that time. d) Tim and Laura have not acted in good faith; so they cannot get their earnest money back. a) Title fees b) Taxes c) Rent d) Utilities. Explain. c) estate at sufferance. c a real estate broker may suggest an escrow holder if requested to do so by the parties. a) expressed contact. e. Add the point (r, s) to the list of the five points you originally entered on your calculator. a) Percentage b) Net c) Provisional d) Graduated. Commissions and Referral Fees . It is common business practice. Which of the following is TRUE? They have the right to review the completed settlement statement how long before closing? Why would a business want to cut into their margins and offer others a referral fee? Client-Lawyer Relationship. b) voidable and illegal contract. a) It is common business practice. b) a 3 percent down payment. 7) Which of the following is not an item that a buyer usually pays at closing? b) Preservation and Maintenance of Property. 4) Which part of a contract deals with the legal requirements to enter into a contract?

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